Karolina Belwal has joined Citi’s securities services business as the new global head of strategy and product development for data, digital and innovation. She will be responsible for driving the broader data, digital and innovation strategic portfolio and executing on the target-state vision. She joins from health-tech startup, Phoebe, where she was chief product officer. Based in New York, she reports to Joe Bonnano, global head of data, digital and innovation.